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Meet Our Team

The Team

Shane

Director & Adviser

Nick

Director & Finance Specialist

What Our Clients Are Saying About Us

“Nick is very practical and efficient and is a clear communicator. I have always felt clear about things which is reassuring. I felt like I was listened to and was not ever ‘sold a product’ but, rather, was helped to organise my finances in a way that made life better. Big thanks. Highly recommend.”

Anna Catherine Hickey-Moody
“Nick was recommended by a friend, his very professional and he made the process very easy and helped us every step of the way. Can’t thank him enough.”

Nemat Nazari
“Can’t Recommend Nick and Shane highly enough , used them on 2 seperate occasions and both times they’ve gone above and beyond.”
Grant Hibbert
“I can’t praise Shane enough for his help. He’s been spot on with everything i throw at him and helped get me sorted across all my home loans, investment property and finances.”
Stephen John McIntyre
“We were recommended to contact Nick from Hutton Financial when looking at buying our first house and now we can’t recommend him enough! As first home buyers everything is a bit daunting during the buying process, however having Nick there to help with all the nitty gritty, offering support and clear professional advise from start to finish (and passed the finish) gave us so much more confidence.
Nick worked above and beyond through every stage, as it was always about making the right decisions for us. Available on the phone and email (when busy, he would contact us back as soon as possible without fail).
We will definitely be contacting Hutton Financial in the future!”
Stephanie Farrugia
“We’ve been using Hutton Financial for over two years now and they haven’t missed a beat. We’ve called on a number of occasions with unforeseen events and they’ve handled it professionally and quickly. Always friendly and informative, we cannot recommend them enough.”
Laurie Taylor
“Have been working with Nick at Hutton Financial for 3 years or so now. Nothing but polite, efficient, professional service for both our automotive business and personal finance needs and I couldn’t recommend the team highly enough! Just Ace.”
Jarrard Barr
“The guys at Hutton Financial were great to deal with on a number of occasions. We have used them for vehicle finance both business and personal and are also using their financial planning services too. I could confidently recommend them to anyone.”
Bryce Ireland
“Shane went above and beyond for us and provided an exceptional service that was faultless”
Xavier & Brigid
“Thank you Shane for your seamless and efficient service. You not only got us the best finance deal you also went above and beyond to find us a better quote to help during our negotiation process.”
Elena Komis & Ryan Gale, directors
– Shape Wealth Pty Ltd

Useful Resources

CLIENT MANUALS

We have developed an extensive collection of guide series for clients. They comprise a unique collection of financial planning and accounting materials for any one interested in managing their finances as effectively and efficiently as possible.

CLIENT NEWSLETTER

Our newsletter is published on a monthly basis and designed to keep you up to date with news and important information relevant to accounting, business, investments, superannuation and taxation. Sign up for our newsletter today.

DIARY NOTES

Our diary notes cover topics relevant to client needs. We address topics such as taxation, superannuation, business issues, financial planning, intergenerational planning, investments and more. Most visitors find these notes highly relevant to their situations.

Send us a message

1800 488 866
nick@huttonfinancial.com.au
3/251 Lower Heidelberg Road Ivanhoe East VIC 3079

Recent Diary Notes

Is Immediate Relief on your Mortgage Worth the Long-Term Cost?

The path to home ownership in Australia keeps getting tougher, forcing buyers and owners to consider flexible loan structures. These options can ease monthly repayments in the short term but come with an important caveat: you’ll pay substantially more interest over the life of the loan. If you’re weighing up a home loan option that defers part of the debt burden to the future, here’s a straightforward look at commonly used structures offering this temporary affordability.

The Real Cost of a 5% Deposit Mortgage

The government's 5% deposit scheme is a fantastic opportunity for first-home buyers, allowing you to enter the market sooner while avoiding Lenders Mortgage Insurance (LMI), which can easily save you $20,000-$30,000 upfront. However, it's important to look beyond this initial saving and consider the long-term trade-offs. Because a smaller deposit means a larger loan, the financial relief of skipping LMI can be quickly overshadowed by the strain of higher monthly repayments and the staggering amount of extra interest you'll pay over the life of the loan.

How to Maximise Your Age Pension

The Age Pension is more than just a payment; it's a foundation for a comfortable retirement. While the first step is understanding eligibility and payment rates, the next is knowing how to make the most of it. For many Australians, a few strategic moves can make a substantial difference to their financial wellbeing. Here are some key areas to focus on that go beyond the basics of the Age Pension.

A Simple Guide to Super Beneficiaries

When you think about your superannuation, you probably focus on growing it for retirement. But have you considered what happens to it if you pass away? It’s a common myth that your super is automatically covered by your Will. In most cases, it isn’t. Your super is held in a trust, and the fund's trustee is responsible for paying it out. To ensure your money goes to the right people, you need to give the trustee clear instructions. This is done by nominating a beneficiary. Let's look at the fundamentals.

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